"[After going through a recent separation], I wasn't sure if I'd be able to financially make it on my own with my kids. We were 2 years behind on our HOA dues and several months behind on our mortgage payments. I had no idea what I was going to do. The only options I had were to move to another city and live with my mom or believe and have faith that God would work it out somehow. I had applied for a job not too long before this ...and when I went in for my second interview, I was hired on the spot! [The new job was exactly what I wanted, and came with a higher salary & all of the benefits I'd prayed for], so I didn't have to move anymore!!

In October of last year, I started having problems with my A/C. The devil & his fiery darts kept putting thoughts in my head about how expensive it was going to be and how I had no money to pay for the repairs, and how would I find an honest person to fix it and not overcharge me. However, [the Holy Spirit] inside me assured me that God would make a way, He always does, and that I shouldn't worry! [One day soon], my boss came to me and said, 'Congratulations, you have been awarded a bonus of $1,000 as a token of our appreciation for a job well done!'...God used him to bless me, and I was able to get my A/C fixed! Through the help of some HFC saints, I was able to find someone honest, and it only cost me 1/4 of my bonus! I had money left over!

In November, not even a full year of me working at this new job, I received an 8% raise! (Raises only happen once a year, and they usually occur in March.)...AND, In February of this year, I received my annual bonus, and with that bonus I was able to pay the HOA a total of $2,100 (everything I owed them, AND this year's payment as well, in full)!! [AND then] in March, I still received my annual increase...of 6% (when the maximum anybody ever usually gets is only 3%)!!! The director increased the normal amount of my raise!!!

At this point, it had been a year that I'd been struggling with catching up on my mortgage payments. I now owed over $8,000 in past due payments and late fees. Although I was making monthly payments, the late fees from previous months kept adding up...after everything God had done for me recently, I knew He would come through for me again. I had peace in my heart and didn't feel worried or anxious at all. Last week, I received a call that [the mortgage company] was able to work my past due payments back in to the loan and they forgave my late fees!! $8,000 was gone!!!

My fresh start begins now!! All of this happened in a little over a year! My heart rejoices with thanksgiving!! God was with me through it all, and He still is!" - HFC Member